Convenience

• It provides the convenience of consolidating all invested funds into one RSP plan.
• One Statement for multiple funds – Ask about our eStatements.
• One Redemption Form for multiple fund redemptions.

Accessibility

• Access all your funds from one website, instead of having to login to multiple fund company sites, each with their own login and password requirements.

Scheduled Withdrawals Are No Charge.

• Schedule monthly, quarterly, semi annually and annual withdrawals with no applicable administration charge.

Fee Type:	Fee:
PLAN FEE	$85.00*
ADDITIONAL PLAN	$40.00*
PARTIAL WITHDRAWAL	$50.00*
FULL WITHDRAWAL	$125.00*
RRIF MANUAL CHECK	$10.00*
CUSTODIAL FEE**	$25.00*
ACCOUNT RESEARCH FEE $25.00/HOUR	$25.00* Per Hr.

*Plus applicable HST. British Columbia – 12%. Ontario, Newfoundland & Labrador, New Brunswick – 13%, Nova Scotia – 15%, All other provinces and territories – 5%

**Applicable to all investments except mutual funds and cash.

All plan fees are charged per plan and payable on November 1 st .

Fees are not applicable to 100/100 plans and fee based plans.

Sterling Mutuals Inc. is a designated agent for Concentra Trust.